Terra Firma Capital Corporation tailors each financing to suit the needs of the individual developer or property owner by offering the following services:

*All of Terra Firma Capital Corporation’s real estate lending activities are conducted through TFMA, a licensed mortgage broker.

Terra Firma MA Ltd. Brokerage Licence #12425

First and Second Mortgages and Mezzanine Financing

TFCC provides all types of debt including first and second mortgages and mezzanine loans.

We typically look to invest in the following opportunities:
  • Land ready for development
  • Loans for income producing properties
  • Second mortgages for residential, commercial and retail properties
  • Short term bridge lending and special situation facilities
  • In Development of residential and commercial projects
Investment criteria are as follows:
  • Income producing properties with stable cash flow
  • Loan to value up to 85%
  • Defined exit strategy
  • Up to five year terms
  • Loans from $500,000 to $15,000,000
  • Properties located in Canada and the United States

Equity Investments

Terra Firma Capital Corporation provides equity financing to experienced residential and commercial developers. We typically provide 50% – 70% of the project’s required equity while the development partner manages the day to day operations. Terms of the joint venture will vary on a deal by deal basis and can be customized to suit the needs of the developer.

Investment criteria are as follows:
  • Experienced development partner with knowledge of the local market
  • Development partner must have substantial cash equity in the project
  • Defined exit strategy
  • Equity investments from $500,000 to $10,000,000
  • Development timeline of less than three years preferably
  • Properties located in Canada and the United States